Article Key Takeaways Recordkeeper referral programs are a separate business line—focused on moving participant assets, not administering plans. Referral incentives often favor rollovers, not keeping assets in-plan—creating a structural conflict. Advisors ...
Article Key Takeaways “Democratizing” in finance is often a warning sign, not a benefit. In financial marketing, the promise of ...
One of the most visible structural changes in modern DC plans is the move from mutual funds to collective investment trusts. To ...
In our previous post, we introduced the idea of a “regulatory perimeter,” the boundary separating highly protected retail ...
For decades, the U.S. retirement system, particularly defined contribution plans like 401(k)s, has relied on a carefully ...
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Article Key Takeaways The DOL’s proposed investment selection rule applies to all retirement plan investments—not just ...
Article Key Takeaways: Professional Capture in Retirement Plan Consulting Professional capture occurs when a retirement plan ...
Key Takeaways The DOL’s proposed rule reshapes how fiduciaries evaluate all retirement plan investments, emphasizing a ...
Article Key Takeaways This article explains why private equity ownership and fiduciary duty are structurally incompatible and ...
Article Key Takeaways Recordkeepers now operate as platforms, not just service providers. They control most participant ...
Article Key Takeaways The DOL has issued a proposed regulation clarifying how ERISA fiduciaries may evaluate investments in ...