Retirement plans are stepping back into the deregulated marketplace — and the risks deserve more attention.
This week, we released an in-depth resource, “Beyond the Perimeter: How Retirement Plans are Re-entering the Deregulated Marketplace,” that examines the growing push to include investments such as cryptocurrency, private equity, private credit, and ESG strategies in defined contribution plans.
The timing is notable. Just days later, Indiana announced it will require its state-run retirement plans to offer crypto investments. While these options may offer return potential, they also introduce significant fiduciary, operational, and participant-level risks that are often underestimated.
As plan sponsors consider expanding investment menus, the key question isn’t just what’s possible; it’s what’s prudent.
This week, we released an in-depth resource, “Beyond the Perimeter: How Retirement Plans are Re-entering the Deregulated Marketplace,” that examines the growing push to include investments such as cryptocurrency, private equity, private credit, and ESG strategies in defined contribution plans.
The timing is notable. Just days later, Indiana announced it will require its state-run retirement plans to offer crypto investments. While these options may offer return potential, they also introduce significant fiduciary, operational, and participant-level risks that are often underestimated.
As plan sponsors consider expanding investment menus, the key question isn’t just what’s possible; it’s what’s prudent.
Multnomah Group is a registered investment adviser registered with the Securities and Exchange Commission. Any information contained herein or on Multnomah Group’s website is provided for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Multnomah Group does not provide legal or tax advice.