Public sector employees dedicate their careers to serving our communities, yet the retirement plans they rely on often fall short of delivering the value and security they deserve. Unlike private-sector plans, many government-run defined contribution (DC) retirement plans operate with less oversight, fewer disclosure requirements, and limited transparency. The result? Higher fees, inefficiencies, and missed opportunities for better participant outcomes.
At Multnomah Group, we believe that transparency is the foundation for meaningful improvement. That’s why we’re excited to introduce our new guide: “Closing the Gap: How Transparency Can Improve Public Retirement Outcomes.”
Why Transparency Matters
Governmental DC plans—such as 401(a), 403(b), and 457(b) plans—are exempt from many of the federal regulations that govern private-sector plans. Without standardized fee disclosures, independent audits, or competitive procurement processes, these plans can accumulate hidden costs and inefficiencies over time. Participants may pay more in fees and have fewer opportunities to advocate for better investment options.
What You’ll Learn in the Guide
Our new guide dives deep into the challenges facing public retirement plans and offers practical, actionable solutions, including:
- How to identify and eliminate hidden fees
- The importance of regular benchmarking and competitive bidding
- Real-world case studies showing dramatic cost savings and improved outcomes
- Steps to adopt best practices—even without federal mandates
Real Results, Real Impact
In one recent case, a public plan sponsor worked with Multnomah Group to consolidate providers, streamline investment menus, and introduce transparent fee structures. The result? Recordkeeping costs were significatly reduced, and participants benefited from lower, more predictable fees and a simplified investment experience.
Download the Guide
If you’re a public sector plan sponsor, HR professional, or anyone responsible for overseeing a governmental retirement plan, this guide is for you.
Ready to close the gap and deliver better outcomes for your employees?
Download your copy of “Closing the Gap: How Transparency Can Improve Public Retirement Outcomes.”
Multnomah Group is a registered investment adviser registered with the Securities and Exchange Commission. Any information contained herein or on Multnomah Group’s website is provided for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Multnomah Group does not provide legal or tax advice.